Official data · 14 federal states · synced every night

Properties below market value — without buying blind.

ZVG Melder finds every auction published by German local courts, reads the official appraisals with AI and shows you risks, costs and yield for every property — before you bid.

Synced 0 min ago3.160 active auctions58 new today
Property of the Week

Condominium · Aachen

Verkehrswert99.000 €

Summary

Das 44-qm-Eigentumswohnung ist eine Standard-Wohneinheit in einem gepflegten, 1972 erbauten 4-geschossigen Mehrfamilienhaus in Aachen-Forst. Das umfassende Verkehrswertgutachten schätzt den Wert auf 99.000 € mittels Ertragswertverfahren und validiert es durch Vergleichsmarktwerte. Das Gebäude weist normalen Verschleiß und leichte Feuchtigkeitsspuren in Keller- und Eingangsbereichen auf, die typisch für Gebäude dieses Baujahrs sind. Die Wohnung ist derzeit von den Eigentümern bewohnt und baulich mit der Nachbarwohnung zusammengefasst, obwohl die Teilungserklärung formal nicht aktualisiert wurde. Die Erhaltungsrücklage von ca. 3.100 € für diese Wohneinheit deutet auf solide Verwaltung hin.

Risk class2 — Manageable
Real AI analysis · Aachen · as of 02.08.2026View auction

Spot the risks before you bid — not after.

In a foreclosure auction the case file decides: appraisal, official notice, land register. ZVG Melder reads the appraisal and official notice for you — including the land-register details the appraiser evaluates there — and turns them into a clear picture within minutes: from risk class to total budget.

Every risk in black and white

Residential rights, renovation backlog, special assessments: clearly named, sorted by severity — and backed by a verbatim quote from the appraisal.

Minutes instead of hours

The AI reads every appraisal in full — usually 30–60 pages — and delivers the summary, key figures and risk class. You decide in minutes whether a property is worth a closer look.

Calculate instead of guessing

Set a bid and see the total budget: transfer tax, court fees and costs from the appraisal — up to a full yield calculation for investors.

Never too late again

Date postponed or cancelled? New match in your search area? You find out instantly by email — not in the courtroom.

We read the appraisal. Completely. Every night.

Over 60 data points per property — from gross yield to mould findings. Every statement sourced from the original appraisal. Here are real analyses from the current inventory:

Detached house · Rottendorf

Verkehrswert440.000 €

Summary

Das Objekt ist ein 2006 erbautes, zweistöckiges Einfamilienhaus mit ausgebautem Dachgeschoss in zentraler Lage von Rottendorf. Der Verkehrswert wurde am Stichtag 14.10.2025 auf 440.000 EUR festgestellt. Die Bausubstanz ist altersgerecht gepflegt; es bestehen nur geringfügige Mängel (Beseitigungskosten ca. 5.250 EUR). Hauptrisiken sind die Zufahrt über Fremdgrund und der Besitz durch den Schuldner (Räumungskosten nach Zuschlag). Keine Altlasten oder Hochwasserrisiken nachgewiesen.

Risk class2 — Manageable
Real AI analysis · Würzburg · as of 05.08.2026View auction

Detached house · 116,8 m² · Bergheim

Verkehrswert187.500 €

Summary

Die Einfamilien-Doppelhaushälfte mit zwei Anbauten in durchschnittlicher Wohnlage zeigt moderat erhöhte Risiken durch fehlende Innenbesichtigung, nicht grundbuchlich gesicherte Zuwegung über Nachbargrundstücke, mehrere dokumentierte Bauschäden an Dach und Fassade sowie Bewohnung durch den Schuldner/Eigentümer. Die geteilte Grundstücksstruktur mit Miteigentumsanteil am Privatweg erfordert Aufmerksamkeit. Keine existenzielle Belastung oder Nutzungsunfähigkeit sind nachgewiesen.

Risk class4 — Elevated
Real AI analysis · Bergheim · as of 15.08.2026View auction

Other · Korschenbroich

Verkehrswert2.600 €

Summary

Zwei kleine Grünlandflächen (insgesamt 1.128 qm) mit stark eingeschränkter Nutzbarkeit. Die Grundstücke sind im Sinne der LBO NRW nicht erschlossen und nicht bebaubar (Flächennutzungsplan: Grünfläche mit Friedhofszweckbestimmung). Flurstück 218 ist im zweiten Glied und nur über einen Notweg erreichbar, Flurstück 220 nur über einen schmalen Fußweg. Auf Flurstück 220 befindet sich ein abrisswürdiges ehemaliges Gewächshaus. Realistische Nutzung beschränkt sich auf private Grünfläche.

Risk class5 — High
Real AI analysis · Neuss · as of 15.08.2026View auction

Undeveloped plot · Bad Sooden-Allendorf

Verkehrswert93.180 €

Summary

Die vier Rohbaulandflurstücke mit Gesamtverkehrswert rd. 93.180 EUR befinden sich in Außenbereich-Lage in einem etablierten Rohbauland-Gebiet. Das Hauptrisiko liegt in der noch nicht gesicherten Erschließung – die Grundstücke sind nur über einen Schotterweg erreichbar, Ver- und Entsorgungsleitungen fehlen. Diese Situation ist in der Wertermittlung bereits berücksichtigt. Privatrechtliche Belastungen bestehen nicht, ebenso keine Altlasten. Die regionale Infrastruktur ist gut, die Marktlage jedoch schwach.

Risk class3 — Medium
Real AI analysis · Eschwege · as of 15.08.2026View auction

Two-family house · 122 m² · Koeln

Verkehrswert495.000 €

Summary

Das über 100 Jahre alte Reihenendhaus in Köln-Stammheim mit Doppelgarage zeigt typische Abnutzungserscheinungen eines älteren Gebäudes. Im Kellergeschoss wurden erhebliche Feuchtigkeitserscheinungen festgestellt, die weitere Untersuchung erfordern. Die Heizungsanlage ist etwa 40 Jahre alt und wird baldige Erneuerung brauchen. Verschiedene moderate Instandhaltungsmängel an Fassade und Dämmung sind dokumentiert. Der Verkehrswert von 495.000 EUR berücksichtigt diese Mängel mit einem Abschlag von etwa 40.000 EUR. Die Lage ist zufriedenstellend mit guter Infrastruktur in einem etablierten Kölner Stadtteil.

Risk class4 — Elevated
Real AI analysis · Köln · as of 15.08.2026View auction

This is what every Premium analysis looks like — for every property.*

* Where an official valuation report is available. Some properties are published only as an official announcement without an appraisal — no AI analysis is possible for them. AI-generated assessment — not investment or legal advice. The original appraisal remains authoritative.

How it works

1

Search

Filter 14 federal states by location, price, property type and year built — or directly on the map of Germany. With Premium also by AI risk class and condition.

2

Review

Open a property: risk class with reasoning, opportunities and risks with original quotes, plus the guided due-diligence plan. The AI answers open questions straight from the documents.

3

Calculate

Set your bid and instantly see incidental costs, the security deposit and your total budget — investors run yield and cash flow right away.

4

Bid

Save your search and get an instant email on new matches, postponements and cancellations.

Search for free. Review with Premium. Invest with Professional.

The directory stays free for good. Premium unlocks everything that turns official documents into an informed decision — analysis, due-diligence plan, calculation, documents and instant alerts. Professional adds the toolkit for investors and pros.

With Premium

AI risk analysis with evidence

Every property graded 1–6 from the appraisal. Premium shows the reasoning: every risk factor with severity and a verbatim quote as evidence. Plus risk filters — exclude leasehold, residential rights or contaminated sites up front.

Guided due-diligence plan

Your property review as a prioritised checklist: tick items off, keep notes, track your progress — with the source passage in the appraisal for every item. On click, the AI answers open review questions straight from the documents.

Chat with the documents

Put your questions to the appraisals and documents — on condition, rights, encumbrances or the viewing. The AI answers with original quotes from the official documents. 20 questions per day included.

Calculation with appraisal costs

Renovation costs, special assessments or condo-fee arrears flow from the appraisal straight into your calculation — plus up to 30 custom positions and your total budget for every property.

All documents & photos

Appraisals and exposés as PDF downloads, plus all property photos from the appraisals — cover photos AI-enhanced and pin-sharp in 2048 px.

Instant alerts

Run several saved searches at once — new matches land in your inbox immediately, not the next day. Plus a cancellation warning: an instant email when a date is postponed or cancelled.

With ProfessionalEverything in Premium, plus:

Investor search

The whole market as one data grid: the key AI metrics from the appraisals — filter, group and sort by market value, property type, AI risk class and rental situation. Fields with thin coverage are hidden automatically.

Profitability calculation

Yield, cash flow and debt service per property — prefilled from the appraisal, with your own rent and financing scenario. The key figures appear right on your watchlist cards.

5× AI assistant

Five times as many questions to the document chat: up to 100 instead of 20 per day — for intensive research.

Unlimited saved searches & watches

No cap instead of 5 saved searches and 25 watches — cover the entire market.

Export & object dossier

Search results and watchlist as CSV/Excel — plus the ready-made object dossier as PDF for your bank and financing, with selectable sections and presets.

Why not just use zvg-portal.de?

You can. The data is the same — official and public. The difference is your time.

~12 hrs
on your own
~20 min
with ZVG Melder Premium

Seriously vetting 10 properties — typically 30–60 appraisal pages each. Conservatively: around 1 hr of reading and checking per appraisal, plus searching and date tracking.

Searching zvg-portal.de yourself

Search anew every dayQuery 14 federal states one by one — no saved searches, no email.
daily, by hand
Read appraisals yourselfUsually 30–60 pages of appraiser jargon per property.
~1 hr per property
Spot risks yourself — as a laypersonWhether a residential right, a special assessment or a missing interior viewing devalues the property is scattered through the fine print.
expert knowledge required
Track dates yourselfCancellations only appear as a note on the detail page. If you don't check, you travel for nothing.
daily checking
Compare changes yourselfThe portal mostly shows the current state — you have to spot version jumps yourself.
tedious

With ZVG Melder Premium

One saved search, all 14 federal statesNew matches arrive by email — the moment they appear.
automatic
The AI reads every appraisalA 6-sentence summary + over 60 data points — every night.
2 min per property
Spot risks in minutesThe risk class is not a plain AI score: we combine a deterministic rulebook with sourced AI signals from the appraisal. You see which properties need attention in minutes — with severity, source and a warning when the data basis is thin.
Rules + AI
Instant alert on postponement & cancellationYou find out by email — without checking.
instant
Current progress stays visibleVersions, date changes and cancellations remain traceable while the auction is active.
until the date

Hours per property become minutes.

Our directory is free as well — Premium is for everything that costs time.

The market in numbers

14,082
auction dates in 2025
€4.76 bn
market value
~25 %
below market price*
410
local courts

*Average per a University of Regensburg study — varies strongly by region, no guarantee in individual cases. Market figures: Argetra annual report 2025

Worth it

One overlooked risk costs more than 10 years of Professional.

€ tens of thousands

That's what a single overlooked detail in the appraisal can cost — a right of residence, a special assessment, hidden deferred maintenance.

≈ €6,000

That's what 10 years of Professional cost — €49.99/month, our most comprehensive plan.

Risks like these are often buried in the appraisal and easily missed. We read every available appraisal with AI and surface them within minutes — so you know what you're buying.

Pricing

The right plan for your search

The auction directory is and stays free. Premium reads the appraisals for you: AI risk analysis with reasoning, rights & encumbrances and valuation analysis for every object — plus automatic alerts. Professional adds the investor search across the key appraisal metrics, the per-property profitability calculation, unlimited saved searches, CSV/Excel export and the object dossier as PDF.

Free

€0/ month

Use the directory for free — with 1 saved search and 1 watch for up to 5 courts

Full auction directory (14 federal states)
Daily data from zvg-portal.de
Filter by state, property type, market value & more
All object details & case history
Risk class 1–6 for every object
1 saved search at city/postal-code level with daily email
1 watch with up to 5 courts
AI analysis of the official court appraisal: risk class 1–6 with reasoning and quotes
Rights & encumbrances at a glance: residence rights, leasehold, contamination
Valuation analysis: asset value, income value, land value & renovation backlog
Recommended
Premium

€19.99/ month

For active search: Premium analysis, up to 5 saved searches and up to 25 watches

AI analysis of the official court appraisal: risk class 1–6 with reasoning and quotes
Rights & encumbrances at a glance: residence rights, leasehold, contamination
Valuation analysis: asset value, income value, land value & renovation backlog
Your own cost calculation per property: up to 30 positions, categories & total budget
All object photos from the appraisals, AI-enhanced — plus appraisals & exposés as PDF download
Premium filters & sorting: gross yield, €/m², risk exclusions
Up to 5 saved searches & 25 watches for case numbers & courts
Instant alerts for new matches, postponed & cancelled auctions — up to nationwide
Investor search: the key AI metrics from the appraisals in a filterable data grid — market value, property type, AI risk class & rental situation
Profitability calculation per property: yield, cash flow & debt service — prefilled from the appraisal
5× the AI assistant: up to 100 instead of 20 questions per day
New
Professional

€49.99/ month

For investors & pros: investor search, profitability calculation, unlimited saved searches and export

Everything in Premium, plus:

Investor search: the key AI metrics from the appraisals in a filterable data grid — market value, property type, AI risk class & rental situation
Profitability calculation per property: yield, cash flow & debt service — prefilled from the appraisal
5× the AI assistant: up to 100 instead of 20 questions per day
Personal question catalog: save recurring questions and refine them with AI feedback
Unlimited saved searches & watches — instead of 5 and 25
Export as CSV/Excel — search results & shortlist straight into your spreadsheet
Object dossier as PDF with bank & exposé presets — pick your sections
5× the downloads: up to 500 appraisals & exposés per day
Unlimited custom cost positions in cost & profitability calculation — instead of 30

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Frequently asked questions

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